How to Activate, Log In, and Manage Your Navy Federal Card

This guide will help you activate, log in, and manage your Navy Federal card, including credit and debit cards. Follow the steps below to get started.

Activating Your Navy Federal Card

1. Activate by phone: Before using your Navy Federal Awards Card, you must first activate your card by calling 1-866-809-2679. At the time of activation, you’ll be required to select a four-digit Personal Identification Number (PIN) [1].
2. Activate online: You can also activate your Navy Federal Credit Card online by visiting the activation page[2]. Follow the instructions on the website to complete the activation process.

Logging In to Your Navy Federal Account

1. Visit the Navy Federal Credit Union website[3] and click on the “Sign In” button located at the top right corner of the page.
2. Enter your unique Username, which may be your access number, and your password[4]. If you don’t have your access number, you can recover it on the website[5].
3. Click on “Sign In” to access your account.

Managing Your Navy Federal Card

Once you’ve activated and logged in to your account, you can manage your Navy Federal card using the following features:

1. Digital and Mobile Wallets: Securely store your credit or debit card details on your mobile device to make purchases anywhere without having to carry your actual card[6].
2. Card on File: Easily link your Navy Federal Debit and Credit Cards to the online merchants you shop with most. You can quickly swap it out for a new, existing, or reissued card[7].
3. Freeze or Unfreeze Your Card: If you temporarily misplace your Navy Federal Credit or Debit Card, you can freeze the card while you locate it. Once you locate the card, you can unfreeze it in seconds using the mobile app[8].
4. Making Credit Card Payments: Make your credit card payments on time by signing in to the mobile app, selecting the credit card account you’d like to pay, and clicking on “Make Payment”[9].
5. Managing Authorized Users: To add an authorized user to your account, sign in to the mobile app, call 1-888-842-6328, or visit a branch[10].
6. Earning and Redeeming Rewards: Use your Navy Federal Rewards Credit Card to earn cash back or rewards points automatically. To redeem your rewards, sign in to online banking, select a rewards card, and follow the instructions[10].

By following this guide, you can easily activate, log in, and manage your Navy Federal card. Remember to use your card responsibly and make timely payments to maintain good credit.

Citations:
[1] https://www.navyfederal.org/checking-savings/cards/awards-terms.html
[2] https://www.visaprepaidprocessing.com/NavyFederal/MyPreloadedCard/Verify/Activate?m=1
[3] https://www.navyfederal.org
[4] https://digitalapps.navyfederal.org/signin/
[5] https://www.navyfederal.org/membership/welcome-to-navy-federal.html
[6] https://www.navyfederal.org/services/mobile-online-banking/card-management/digital-wallets.html
[7] https://www.navyfederal.org/services/mobile-online-banking/card-management/card-on-file.html
[8] https://www.navyfederal.org/services/mobile-online-banking/card-management/freeze-unfreeze-card.html
[9] https://www.navyfederal.org/loans-cards/credit-cards/cardholder-resources/making-credit-card-payments.html
[10] https://www.navyfederal.org/loans-cards/credit-cards/faqs.html